Consumer Advocacy
About This Site
An independent consumer advocacy resource dedicated to transparency about Hopkins Management Group's rent-to-own credit reporting practices.
Why This Site Exists
Hopkins Management Group markets their rent-to-own financing with promises that appeal to consumers with limited credit options. Their advertising features claims like "will not hurt your credit", "bad credit okay", and "no credit check needed".
The reality is different. Hopkins Management Group reports payment history to credit bureaus. When consumers fall behind on payments — on a portable building, storage shed, or trailer — negative marks appear on their credit reports. These derogatory entries can damage credit scores and remain on reports for up to seven years, affecting the ability to obtain mortgages, car loans, credit cards, and even employment.
This site exists to inform consumers in all 38 states where HMG operates. We provide the facts that HMG's marketing leaves out, guide consumers through the process of checking and disputing credit report entries, and connect them with the federal and state agencies that can help.
About Hopkins Management Group
- Headquarters
- Union City, Tennessee
- CEO
- Alex Hopkins
- Founded
- 2010
- Operating In
- 38 States
Hopkins Management Group (HMG) provides rent-to-own financing for portable buildings, storage sheds, and trailers — including utility, gooseneck, dump, and cargo trailers. They do not sell these products directly; instead, they operate through dealer networks across the country, providing financing that allows consumers to take possession of products while making monthly payments.
HMG operates across 38 states, with varying product availability by region. In some states they offer financing for buildings only, in others for trailers only, and in many states for both. Their marketing consistently emphasizes easy approval and credit-friendly terms, which is the core issue this site addresses.
What We Are — and What We're Not
Not Legal Advice
The information on this site is for educational and informational purposes only. It is not legal advice, and it should not be treated as such. If you believe Hopkins Management Group has violated your rights or caused you financial harm, consult a qualified attorney in your state who specializes in consumer protection or credit reporting law.
Not Affiliated with HMG
This site is not affiliated with, endorsed by, or connected to Hopkins Management Group, Alex Hopkins, or any of HMG's dealer partners in any way. We are an independent consumer advocacy resource. All factual claims about HMG are based on publicly available information, including their marketing materials, consumer complaints, and public records.
A Consumer Advocacy Resource
This site is a consumer advocacy resource. We believe consumers deserve to know the full truth about how rent-to-own financing affects their credit before they sign an agreement. Our goal is to provide clear, factual information so consumers can make informed decisions and take action if they have been harmed by deceptive marketing practices.
Take Action
Whether you are researching HMG before signing an agreement or dealing with the aftermath of their credit reporting, we have resources to help.